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Too skinny for life insurance?

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Life Health Professional | 20 Nov 2015, 10:02 AM Agree 0
One man's admirable weight loss proves to be one carrier’s reason for denying him life insurance coverage
  • Murman13 | 20 Nov 2015, 01:20 PM Agree 0
    Maybe the agent should have included an expanded explanation of the weight loss which are then validated by the lab results
  • Niki | 20 Nov 2015, 01:30 PM Agree 0
    I had a client who ran marathons. He was rated because he had not ran one for awhile--they claimed that that was enough evidence to suggest he had a heart issue. So off he went to see the cardiac specialist. After the fact he was reduced to the second best classification on health that he could attain and the rating off course, vanished. Me seriously wonders what on earth these underwriters are thinking when they go about denying people, left, right and center--or rating them for something made up in their own minds. And then at the end of the day the media wonders why fewer Canadians are getting life insurance than before? Talk to anyone in the life insurance business, and they will tell you the same thing--it is getting tougher and tougher all the time to get an offer on the table.
  • Michael S | 20 Nov 2015, 01:53 PM Agree 0
    Let's not overlook the fact that he was initially 280lbs at 72 years old. I'm willing to bet this individually has other potential health problems from a lifetime of being overweight, despite what his son says.
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